Commercial card and expense-management integration.

Program purpose

The intended program allows an approved business to issue and manage authorized commercial cards, apply spending controls, receive provider-backed transaction data, reconcile expenses, and connect card activity to Northstar finance and operational records.

Payroll activation requirement

Northstar's software requires the one-time $49 Business Card setup requirement to be satisfied and the organization's Northstar Business Card program and card to be active before production payroll execution can be enabled. Card activation alone does not authorize payroll: employee, tax, banking, funding, security, regulatory, and payroll-provider readiness must also pass.

Planned rewards economics

Northstar's target program design is 1% cashback for eligible cardholders and 1.5% of eligible purchase volume retained by Northstar. These percentages are a planned commercial target, not a currently guaranteed customer offer.

Provider approval required. Card issuance, interchange economics, cashback, rewards eligibility, excluded transaction types, settlement, fees, connected-account structure, and Northstar's revenue share are subject to final approval and written terms from Stripe and/or the applicable issuing bank and financial-services partners. Northstar will publish final rewards terms before any rewards program becomes live.

Availability

The Northstar Business Card is not represented as generally available until Northstar's live issuing program has been approved and the applicable provider integration has passed production readiness testing. Businesses and cardholders may also be subject to identity, business, eligibility, underwriting, compliance, or other provider requirements.

Questions

Contact Northstarbusinessos@gmail.com or (501) 328-0005.